This Isn't Your Run-of-the-mill Credit Repair Company
We don't believe in a one-size-fits-all approach. In fact, just as your DNA is different than everyone else's, so is your credit report and situation. Because of this, we start with a full file analysis & analyzer and build your dispute letters with a manual, custom process. This means no templates or pre-written formats are used
Speaking of custom, the process used is called, "factual disputes". What this means is we take the time to understand and find the reason why the account is inaccurate based on the FCRA (and FDCPA), and use this to support our argument for correct or deletion.
How is this different than the regular credit repair process? I'm glad you asked! Reguar credit repair normally consists of sending out the same dispute letter or letter series for every single client, hoping for the best. With us, every single letter sent out for every single client has never been written or received by the CRA's before!
Don't ever believe a company when they tell you, "it's a trade secret". What that means is either they don't know what they're doing or they're not doing anything at all, (such as sending out dispute letter templates).
With Vargas Consulting, you're always "in the know" because you receive all dispute letter copies that are sent out to the credit bureaus!
Drop us a line to find out more or to get your questions answered